National Pensions Regulatory Authority


The National Pensions Regulatory Authority (NPRA) was established by the National Pensions Act, 2008 (Act 766) to regulate and monitor the operation of the 3-Tier Pension Scheme and ensure effective administration of pensions in Ghana.


Ensuring Retirement Income Security


To Regulate Pensions through effective policy direction to secure income for the retired in Ghana.


  • Responsible for ensuring compliance with this Act 766;
  • Register occupational pension schemes, provident funds and personal pension schemes;
  • Issue guidelines for the investment of pension funds;
  • approve, regulate and monitor trustees, pension fund managers, custodians and other institutions that deal with pensions as the Authority may determine;
  • Establish standards, rules and guidelines for the management of pension funds under Act 766;
  • Regulate the affairs and activities of approved trustees and ensure that the trustees administer the registered schemes;
  • Regulate and monitor the implementation of the Basic National Social Security Scheme;
  • carry-out research and ensure the maintenance of a national data bank on pension matters;
  • sensitise the public on matters related to the various pension schemes;
  • Receive and investigate complaints of impropriety in respect of the management of pension schemes;
  • Promote and encourage the development of the pension scheme industry in the country;
  • Receive, and investigate grievances from pensioners and provide for redress;
  • Advise government on the general welfare of pensioners;
  • Advise government on the overall policy on pensions in the country;
    • Request information from any employer, trustee, pension fund manager or custodian, any other person or institution on matters related to retirement benefit;
    • Charge and collect fees as the Authority may determine;
    • Impose administrative sanctions or fines;
    • Perform any other functions that are ancillary to the object of the Authority




Mr. Hayford Attah Krufi


National Pensions Regulatory Authority
P. O. GP 22331,
Accra – Ghana

Contact Details

Phone: +233 (0) 302 972 020

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