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Ministry of Employment & Labour Relations


National Pensions Regulatory Authority (NPRA)

The National Pensions Regulatory Authority (NPRA) was established by the National Pensions Act, 2008 (Act 766) to regulate and monitor the operation of the 3-Tier Pension Scheme and ensure effective administration of pensions in Ghana.


Ensuring Retirement Income Security


To Regulate Pensions through effective policy direction to secure income for the retired in Ghana.


  1. Responsible for ensuring compliance with this Act 766;
  2. Register occupational pension schemes, provident funds and personal pension schemes;
  3. Issue guidelines for the investment of pension funds;
  4. approve, regulate and monitor trustees, pension fund managers, custodians and other institutions that deal with pensions as the Authority may determine;
  5. Establish standards, rules and guidelines for the management of pension funds under Act 766;
  6. Regulate the affairs and activities of approved trustees and ensure that the trustees administer the registered schemes;
  7. Regulate and monitor the implementation of the Basic National Social Security Scheme;
  8. carry-out research and ensure the maintenance of a national data bank on pension matters;
  9. sensitise the public on matters related to the various pension schemes;
  10. Receive and investigate complaints of impropriety in respect of the management of pension schemes;
  11. Promote and encourage the development of the pension scheme industry in the country;
  12. Receive, and investigate grievances from pensioners and provide for redress;
  13. Advise government on the general welfare of pensioners;
  14. Advise government on the overall policy on pensions in the country;
  15. Request information from any employer, trustee, pension fund manager or custodian, any other person or institution on matters related to retirement benefit;
  16. Charge and collect fees as the Authority may determine;
  17. Impose administrative sanctions or fines;
  18. Perform any other functions that are ancillary to the object of the Authority